Money Matters

In a world where the new often overshadows the sensible, there’s a treasure trove of value in the second-hand market. From cars to couture, the savings and stories behind pre-loved items can make them far more valuable than their brand-new counterparts. Here’s a list of 22 items that savvy shoppers should consider buying used, and … Read more

Retirees have been significant contributors to consumer spending in 2023, buoyed by a substantial increase in Social Security. However, this trend might see a slowdown as the cost of living adjustment (COLA) decreases this year.  Record Hike in COLA In 2023, Social Security beneficiaries saw an 8.7% increase in COLA, the highest in four decades. … Read more

Discover why West Virginia (WV) is the optimal retirement destination. With stunning landscapes, affordable living, and a rich cultural heritage, it provides a unique blend of tranquility and community. Explore the practical reasons that make the Mountain State an ideal place for retirees to call home. 1. Music Heritage West Virginia has an awesome music … Read more

In the United States, the debate over tax fairness has been reignited by a recent study. It reveals a startling disparity: in 41 states, the wealthiest 1% pay a lower tax rate than other income groups. This revelation raises significant questions about the equity of the American tax system. Stark Contrast in Taxation The study, … Read more

Want to travel internationally without putting your savings account at risk? Check out these 9 awesome countries that won’t burn a hole in your pocket.  Don’t Give Up Your Travel Dreams With record-high inflation and rising costs of living in the last few years, it’s understandable that many want to put their international travels on … Read more

A judge in Beverly Hills has put a stop to luxury home improvements in the midst of a housing crisis, saying that more affordable housing in the area must come first. Upgrades Cost More Some Affordable Homes For homeowners in Beverly Hills, obtaining a building permit any time soon is going to be difficult. In … Read more

In times of fluctuating interest rates and soaring home prices, the U.S. housing market is experiencing a significant cooldown, with the effects reaching across multiple industries and altering consumer behaviors. The Ripple Effect of a Cooling Market The recent downturn in the U.S. housing market is more than a real estate issue; it is impacting … Read more

The national average credit score has dropped for the first time since 2013 – and while it may not be a cause for national concern yet, it is an indication of growing financial stress for the average American. Average Credit Score Drops For the first time in ten years, the national average FICO credit score … Read more

The U.S. home market has had some ups and downs recently, leaving many people curious about what’s happening. Home prices have begun to slow down after rising steadily for some time, according to recent statistics. Here’s what you need to know about what’s happening and how it might affect you. The Case-Shiller Index Findings According … Read more

Feeling “rich” is an increasingly elusive concept in contemporary society. Even among those with substantial financial resources, only a mere 8% characterize themselves as truly wealthy. The Perception of the Upper Middle Class A recent Ameriprise Financial survey reveals the intriguing fact that approximately 60% of investors with $1 million or more of investable assets … Read more