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Ah, the art of justification! When it comes to shopping, our minds can be incredibly creative, especially when rationalizing purchases we don’t necessarily need. From the allure of sales to the promise of self-improvement, here are 12 humorously relatable excuses we’ve all used to justify our more questionable shopping decisions. #1. The Self-Care Advocate “Self-care … Read more
Understanding tax credits can be incredibly complex, yet to ensure one can benefit from all that is available it is crucial to know what opportunities lie within the U.S. tax system. Understanding Tax Credits Tax credits are not mere deductions; they are even more valuable. As Eric Bronnenkant, head of tax at Betterment, states, “This … Read more
Looking to start a new budget or refresh your current one? These tips can help you start off the new year with a sound financial plan so you can reach your savings goals. Americans Look to Budgets to Stay On Track In an economy where many Americans are feeling the effects of a tense housing … Read more
Explore the options for financing your new home and learn about how each mortgage could benefit you. Securing a Home Mortgage Buying a home is an exciting time. Most people don’t pay cash for their new homes, so they turn to banks and mortgage lenders to help them finance the purchase. Your home loan specialist … Read more
If your FICO credit score is under 670, you’ll want to check out these tips for improvement. A higher score can help you finance big purchases and can even save you money. Here’s how. Is Your Credit Score Holding You Back? Are you considering a big investment in 2024 like a new car or house? … Read more
Real estate trends change frequently, but knowing what to watch for can help you decide when, where, and what to buy when the time comes. Sustainability is Key 2024 is likely to be a greener year for homebuyers, as climate concerns rise and clean energy becomes more of a priority. Buyers in 2024 want to … Read more
Recent survey data highlighting the state of savings accounts in the United States reveals a concerning trend. With inflation on the rise and wages struggling to keep pace, American bank balances are in a dire state. The Alarming Reality of Savings In a survey conducted by GOBankingRates, the data shower an astonishing one third of … Read more
As we move into 2024, the upper half of Generation Z are now in their early 20s, moving firmly into adulthood. The financial decisions they make now will impact their credit score into the future. Check out our roundup of credit tips for America’s newest adults. What is a Credit Score? A credit score is … Read more
Deciding whether to use a credit union or bank can be a tricky process, but knowing what features are important to you in a financial institution is a great place to start. Considering Your Options If you’ve ever wondered whether banks or credit unions are a better fit for your money, it’s a good idea … Read more
Prospective homebuyers have many options when it comes to financing their new homes, but some loan types can offer the opportunity of homeownership to those who may not have a down payment saved. For those who qualify, USDA loans can be a great path to owning your home. What is a USDA Loan? USDA, or … Read more