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Home insurance is an important policy to protect your home from various events (depending on the underwriting). But Californians still have insurance concerns and have already spent hundreds of dollars trying to make it work to their advantage. Wildfires and Climate Change The effects of climate change are felt throughout the world. In California, this … Read more
Americans are borrowing more than they can repay, shining a light on how inflation and interest rates are affecting borrowers across the country. Maxing Out A growing number of Americans are maxing out their credit cards, with nearly a fifth of borrowers using most of their available credit, according to a new report by the … Read more
Your credit score impacts everything from getting a loan to securing a job, and you might be unknowingly damaging it. Are these hidden traps wrecking your financial future? 1. Late Payments on Utility Bills Nearly 30% of Americans don’t realize that missing utility payments can be reported to credit agencies. This can lower your credit … Read more
Thinking about downsizing? Discover 19 compelling reasons why moving to a smaller home could boost your finances, cut expenses, and enhance your lifestyle. 1. Lower Monthly Housing Costs Downsizing can lead to significantly reduced monthly expenses, especially in states where housing prices remain high. For instance, in California, the median home price is around $718,000 … Read more
These uncertain times demand smart financial moves. Feeling uneasy about your finances? Arm yourself with these 20 expert-backed tips to safeguard your wealth and stay financially resilient. 1. Build An Emergency Fund Experts recommend saving three to six months of living expenses in an emergency fund. With inflation still affecting costs, aim for the higher … Read more
Many Americans are concerned with how much of their hard-earned money goes to taxes. But did you know some states hit the middle and lower-income families harder than others? Here are the 21 states with the most regressive tax systems, where the tax burden is heavier on the working class. #1. Washington Washington tops the … Read more
Are your investments not yielding the returns you expected? These 19 common mistakes could be the reason why your financial future isn’t as bright as you’d hoped. 1. Chasing Hot Stocks Jumping on the latest stock market trend is a fast track to disaster. A 2023 study from the CFA Institute revealed that retail investors … Read more
Ever wondered how much of your $100,000 salary actually ends up in your pocket after taxes? We’ve crunched the numbers to show you just how much you can expect to take home in each state across the country. From high-tax states to those with lower rates, find out how your earnings stack up after Uncle … Read more
Retirement doesn’t mean you have to live on a shoestring or give up enjoying life. Here are 18 states where your retirement can be both affordable and fun. 1. Florida It’s no wonder so many retirees flock to Florida—the state has no income tax, which means your retirement income stretches further. Plus, you can find … Read more
Americans are fed up with work and now they’re striking. From Mickey Mouse to Mop Buckets Just this year we’ve seen picket lines at Southwest Airlines, railway workers gearing up to stop working, Denver janitors voting to put their mops down in protest over wages. Even Disneyland workers voted to strike earlier this year (which … Read more