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Social media platforms are not just about connecting with others; they are sophisticated ecosystems designed to boost consumer spending. Here’s a deeper look at how these platforms subtly push you to open your wallet. #1. Targeted Advertising Social media uses complex algorithms to display ads that match your interests and past purchases, subtly persuading you … Read more
The pharmaceutical industry is known for its significant profits, often at the expense of consumers. Here are 20 methods through which Big Pharma capitalizes on illnesses. #1. High Drug Prices Pharmaceutical companies often set extremely high prices for new drugs, far beyond the cost of production and research. #2. Evergreening Companies make minor modifications to … Read more
Americans are borrowing more than they can repay, shining a light on how inflation and interest rates are affecting borrowers across the country. Maxing Out A growing number of Americans are maxing out their credit cards, with nearly a fifth of borrowers using most of their available credit, according to a new report by the … Read more
Under HB 350, Delaware hospitals stand to lose millions of dollars. Opponents of the legislation worry about impacts to patient care. Spending Bill Could Have Unintended Consequences The bill aims to reduce unnecessary spending, but will have a severe practical impact on healthcare in the state. Politician-Run Review Board Creating an entity called the Diamond … Read more
Navigating healthcare in retirement can feel like a maze. But did you know some states make it even harder to find affordable, quality care? Here’s a guide to help you steer clear of the worst offenders. #1. Mississippi Mississippi ranks low due to limited healthcare facilities and high rates of chronic conditions, impacting retirees’ access … Read more
Many people are surprised by how much their bank accounts are diminished by hidden fees. Are you aware of the sneaky charges that could be costing you? 1. Monthly Maintenance Fees Banks often charge a fee just for having an account, especially if you don’t meet certain balance or activity requirements. 2. ATM Withdrawal Fees … Read more
Credit cards are a double-edged sword, offering convenience but often leading to a spiral of debt. Ever wondered why it’s so easy to fall into the credit card trap? 1. Minimum Payment Traps Credit cards encourage making minimum payments, which mainly cover interest, not principal, keeping you in debt longer. 2. High Interest Rates High … Read more
The student loan industry in the United States is a multi-billion-dollar business that often prioritizes profit over people. Did you know that many students are left with debts they might never fully repay? 1. Skyrocketing Interest Rates Many borrowers are unaware that their student loans come with interest rates that can significantly inflate the total … Read more
Rumors are swirling about a possible increase in gas prices in California following the passing of a controversial emissions program. Fueling the Future Since 2007, California has been following the Low Carbon Fuel Standard (LCFS) – a rule that encourages the use of cleaner fuels by making companies lower the carbon pollution from their products. … Read more
Ride-hailing and delivery companies are up in arms over Seattle’s new minimum wage laws, but they may not be in place for much longer. Uber CEO Speaks The CEO of ride-hailing transportation company Uber has openly criticized a recent labor law passed by the city of Seattle, which instated a new minimum wage law for … Read more