Money Matters

Building wealth requires smart financial habits and strategic planning. These 14 actionable tips offer insights to help you navigate your journey to financial independence effectively. Leverage Tax-Advantaged Accounts Image Credit: Shutterstock / Brian A Jackson Take full advantage of tax-advantaged accounts like Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and 529 college savings plans. … Read more

Estate planning isn’t just for the wealthy—it’s a critical process for anyone wanting to safeguard their family’s future. But where do you start? #1. Draft a Will Image Credit: Shutterstock / SteveWoods A will is fundamental. It dictates how your assets are distributed and can help prevent family disputes. Without one, state laws determine who … Read more

We all love streaming our favorite shows and movies, but have you ever considered how much those subscriptions are really costing you? Let’s take a closer look at how these services might be quietly draining your wallet and what you can do about it. 1. Multiple Subscriptions Add Up Do you have Netflix, Hulu, Disney+, … Read more

The Baby Boomers: a generation that rocked the economy like a hurricane, leaving behind a trail of financial challenges for those caught in the aftermath. As they strutted through the economic landscape, their moves were bold, but the footprints? Monumentally deep. Let’s dive into the 20 seismic shifts they initiated, making the American Dream a … Read more

Dreaming of hitting that million-dollar milestone? Here’s a roadmap filled with smart money moves straight from those who’ve already crossed the finish line. These tips promise not just growth, but a journey towards financial wisdom and freedom. #1. Start Saving Early The earlier you start saving, the more time your money has to grow. Think … Read more

Navigating the world of credit scores can feel like a game where the rules aren’t always in your favor. Ever feel like the system is stacked against you? #1. Lack of Transparency Credit scoring models are shrouded in secrecy, making it hard for the average person to understand what exactly affects their score. #2. Overemphasis … Read more

Online scams and skimmers are on the rise. Technological advances have created even more places for scammers to trick people into exposing their card information. By staying informed and vigilant, you can protect your money and personal information.  The Rise of Skimmers and Online Scams Image Credit: Shutterstock / Azret Ayubov Hackers have responded to … Read more

Finance experts have taken on the subject of retirement savings, and the outlook might be a lot more optimistic than you’d previously been led to believe. Retirement Savings Myths Ever feel like you need to save a fortune to retire comfortably? Well, despite what you may have heard, the experts don’t agree. Misleading Retirement Savings … Read more

Home insurance is an important policy to protect your home from various events (depending on the underwriting). But Californians still have insurance concerns and have already spent hundreds of dollars trying to make it work to their advantage.  Wildfires and Climate Change  The effects of climate change are felt throughout the world. In California, this … Read more

Americans are borrowing more than they can repay, shining a light on how inflation and interest rates are affecting borrowers across the country.  Maxing Out A growing number of Americans are maxing out their credit cards, with nearly a fifth of borrowers using most of their available credit, according to a new report by the … Read more