Money Matters

Weddings are quickly becoming more expensive than ever. Many couples and their wedding guests feel pressured to spend a significant amount of money to celebrate. This approach to celebrating love introduces the question: have we gone too far? The Price of Love Weddings are a special celebration, but they often can come with a hefty … Read more

Property isn’t cheap, so when you can strike it lucky with a deal of a lifetime, then why not? A fresh-on-the-market San Francisco listing has people raving because of the low price tag. But is there a catch?  Massive Property Deal In Russian Hill, SF In the quaint suburb of San Francisco lies Russian Hill. … Read more

Finance experts have taken on the subject of retirement savings, and the outlook might be a lot more optimistic than you’d previously been led to believe. Retirement Savings Myths Ever feel like you need to save a fortune to retire comfortably? Well, despite what you may have heard, the experts don’t agree. Misleading Retirement Savings … Read more

Multi-Level Marketing (MLM) schemes often dress up their offers with the promise of big earnings and independence, but behind the glossy facade lie some harsh realities. Are you aware of how these schemes might be setting you up for financial disappointment? #1. Vast Majority Earn Little to Nothing Most people in MLMs end up making … Read more

Buy Now, Pay Later (BNPL) schemes might seem like a shortcut to financial flexibility, but they come with hidden pitfalls that can disrupt your financial stability. Have you considered the full impact of these convenient payment options? #1. Debt Accumulation BNPL makes it too easy to stack up purchases, creating a snowball of debt that … Read more

Americans are borrowing more than they can repay, shining a light on how inflation and interest rates are affecting borrowers across the country.  Maxing Out A growing number of Americans are maxing out their credit cards, with nearly a fifth of borrowers using most of their available credit, according to a new report by the … Read more

Luxury brands aren’t just selling products; they’re selling a dream that often comes at a steep cost. Ever wonder how they make you open your wallet wider than you planned? #1. Creating a Sense of Exclusivity Image Credit: Shutterstock / AlessandroBiascioli Luxury brands make you feel like you’re part of an elite group when you … Read more

As a consumer, having someone fight in your corner is a refreshing thought, especially with the uncertain economics. The American Consumer Financial Protection Bureau is stepping in and retailers might not like it.  Why Buy Now and Pay Later? Buy now pay later (BNPL) is one of many ways consumers are doing their online shopping. … Read more

Sometimes, credit can be a good thing, and you can get your item even if you don’t have the cash to pay right away. This was an excellent deal, although briefly for U.S. Apple customers. The deal has ended, but here’s why.  Sparking Great Ideas  Apple announced its plans for the “Apple Buy Now Pay … Read more

A new report by housing experts has revealed some harsh home truths for many American families.. Housing Affordability If you thought America’s real estate was pricey, you haven’t seen anything yet.  California’s Unaffordable Housing Crisis According to a new study, four of the world’s top 11 most unaffordable housing markets are here in the U.S. … Read more