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Previous generations looked forward to winding down their work lives in their mid-60s, but a Gallup poll reports many are now staying in the labor force longer than they anticipated. 61, The New Retirement Age The average U.S. retirement age has increased to 61, from 57 in the 1990s, according to Gallup. Derailing Retirement Plans … Read more
In the age of recycling and reusing, every item has the potential to be repurposed. Everyday things like bottles can be more creatively utilized for other purposes, given a little extra thought. Repurposing items is innovative and can save more money than people expect. You’d be surprised at how many common items can extend their … Read more
The journey to U.S. citizenship, a dream for many around the globe, yet it is becoming even more challenging as fees for legal applications see significant increases from April 1st. An Already Daunting Process Hikes in costs are adding another layer of complexity to an already daunting process. One that encompasses a myriad of applications, … Read more
Selling a home can be a significant financial event, especially for those approaching retirement. Understanding capital gains tax and its implications is crucial for homeowners who stand to profit substantially from their property sales. There are significant challenges and multiple options for homeowners that stand to benefit from downsizing. Understanding Capital Gains Tax Capital gains … Read more
Have you ever been super excited to check out a place on vacation, only to get there and be extremely let down? I know I have. Unfortunately, tourist traps are everywhere, oftentimes costing a lot of money. Some may be worth it, but you should avoid others at all costs. Even though they seem glamorous, … Read more
Congratulations, you have worked hard enough and are ready to retire. Let me guess, you are looking at the sandy beaches of Florida to spend your remaining years? It’s not a bad idea, but have you weighed the pros and cons? If not, give me some time to persuade you to avoid the Sunshine State … Read more
For some, inheritance might seem like a given, but Boomers are starting to follow trends from prominent figures like Warren Buffett and Sting and are moving away from simply passing down wealth. Baby Boomers, set to pass on $68 trillion by 2030, are exploring alternative options that don’t necessarily include traditional inheritances. Prioritizing Family Harmony … Read more
The cost of living in the United States varies widely, with certain states exhibiting significantly higher expenses than others. This variation impacts everything from housing to healthcare, influencing where people choose to live and work. Understanding the Cost of Living Index The cost of living index measures the relative price levels of goods and services … Read more
Those approaching the age of 65 may be looking forward to enrolling in Medicare, and assume the program will cover most healthcare expenses. However, new data shows that Medicare is not the one-stop solution many had hoped for regarding healthcare costs. Facing Financial Hardship The latest study from The Commonwealth Fund (CF) raises concerns about … Read more
As the cost of living continues to climb, managing your finances smartly is more critical than ever. Adopting frugal living habits can significantly cut down your expenses, paving the way for a more secure financial future. And you don’t have to sacrifice all of your little pleasures, either. We’ve got 25 practical, frugal living tips … Read more